A car crash can change your life in seconds. One moment you’re driving to work or picking up groceries. The next moment you’re dealing with injuries, medical bills, and a damaged car. Car accident legal funding helps you get money now while your attorney fights for the settlement you deserve. This financial support lets you pay bills and take care of your family without rushing to accept a low settlement offer.
Car accident legal funding works differently than regular loans. You don’t need good credit or proof of income to qualify. The funding company looks at your case details, not your financial history. If you don’t win your case, you owe nothing back. This type of funding is also called pre-settlement funding or lawsuit cash advances.
How Car Accident Legal Funding Works
Getting funded is simple and fast. You fill out a basic application online or over the phone. The funding company contacts your attorney to review your case information. They look at police reports, medical records, and other documents to decide if your case has strong chances of success. If approved, you can receive money within 24 to 48 hours.
Your lawyer works directly with the funding company throughout the process. You don’t have to gather paperwork or deal with complicated forms. The funding company gets all the information they need from your attorney’s office. This makes the process smooth and stress-free for you.
The amount you receive depends on your case value and the strength of your claim. Most car accident victims receive between $1,000 and $50,000, but larger amounts are possible for serious injury cases. The funding company considers your medical expenses, lost wages, pain and suffering, and the insurance coverage available.
Types of Car Accidents We Fund
Legal Funding Today provides cash advances for all types of car accident cases across the country. We help accident victims get money quickly so they can focus on recovery instead of financial stress. Here are the main types of car accidents we fund:
Rear-End Collisions: These are the most common type of car accident. They happen when one driver hits another car from behind. Rear-end crashes often occur because of distracted driving, tailgating, or sudden stops. Even low-speed rear-end collisions can cause serious injuries like whiplash, back problems, and head injuries.
Side-Impact Crashes: Also called T-bone accidents, these happen when the front of one car hits the side of another car. Side-impact crashes often occur at intersections when drivers run red lights or stop signs. These accidents can cause severe injuries because the sides of cars have less protection than the front and back.
Head-On Collisions: These devastating crashes occur when two cars hit each other front-to-front. Head-on collisions often happen because of drunk driving, distracted driving, or drivers crossing into oncoming traffic. These accidents frequently cause catastrophic injuries or death because of the combined speed of both vehicles.
Multi-Vehicle Accidents: When three or more cars are involved in a crash, determining fault becomes complicated. Multi-car accidents often happen on highways during bad weather or heavy traffic. These cases can take longer to resolve because multiple insurance companies and attorneys are involved.
Hit-and-Run Accidents: When the other driver leaves the scene after causing an accident, you may still have options for compensation. Your own insurance policy might provide coverage, or police might identify the other driver later. Hit-and-run cases can be challenging, but funding helps you pursue all available compensation.
Drunk Driving Accidents: Drivers under the influence of alcohol or drugs cause thousands of accidents each year. These cases often result in higher settlements because drunk driving shows clear negligence. However, insurance companies may fight these claims harder, making legal funding important while your case progresses.
Distracted Driving Accidents: Texting, talking on the phone, eating, or other distractions cause many car accidents. Proving the other driver was distracted requires investigation and expert testimony. This evidence-gathering process takes time, making funding valuable while you wait for results.
Benefits of Car Accident Legal Funding
Getting funding for your car accident case provides several important advantages. First, you can pay your bills and maintain your normal lifestyle while waiting for your settlement. Car accidents often prevent people from working, creating immediate financial hardship on top of physical injuries.
Second, funding gives you negotiation strength. Insurance companies routinely offer quick, low settlements hoping accident victims will accept because they need money urgently. With funding, you can afford to wait for a fair settlement that covers all your medical expenses, lost wages, and pain and suffering.
Third, you can continue getting proper medical treatment. Some doctors and hospitals require payment upfront or stop treatment if bills aren’t paid. Legal funding helps you get the medical care you need, which improves your health and strengthens your injury claim.
Fourth, funding is completely risk-free. Traditional loans require monthly payments regardless of your situation. With car accident legal funding, you only repay if you win or settle your case. If your case is unsuccessful, you keep the money with no obligation to pay anything back.
Common Car Accident Injuries We Help With
Car accidents can cause a wide range of injuries, from minor cuts and bruises to life-changing disabilities. Legal funding helps accident victims with all types of injuries get the financial support they need during recovery. Here are some common car accident injuries we help with:
Soft Tissue Injuries: Whiplash, muscle strains, and ligament damage are common in car accidents. These injuries may not show symptoms immediately but can cause chronic pain and limit your ability to work. Treatment often includes physical therapy, chiropractic care, and pain management.
Broken Bones: Car accidents frequently cause fractures in arms, legs, ribs, and other bones. Broken bones may require surgery, physical therapy, and extended time off work. Some fractures heal completely, while others cause permanent limitations.
Head and Brain Injuries: Concussions and traumatic brain injuries can occur even in seemingly minor accidents. These injuries may cause headaches, memory problems, and difficulty concentrating. Brain injuries often require extensive medical evaluation and long-term treatment.
Back and Spine Injuries: Herniated discs, compressed nerves, and other spine injuries are common in car accidents. These injuries can cause severe pain and may require surgery. Some spine injuries result in permanent disability or paralysis.
Internal Injuries: The force of a car accident can damage internal organs like the liver, spleen, or kidneys. Internal injuries may not be immediately obvious but can be life-threatening without prompt medical treatment. These cases often involve significant medical expenses and extended hospital stays.
Why Choose Legal Funding Today
Legal Funding Today has been helping car accident victims for 25 years. We started in the early days of this industry and have built our reputation on honest dealing and fair terms. Our long experience gives us deep insight into car accident cases and how to structure funding that works for our clients.
We are a direct funding company, not a broker. This means we make funding decisions quickly without involving third parties. We also control our rates and terms, keeping costs reasonable for our clients. Many other companies are brokers who shop your case to multiple funders, causing delays and higher fees.
Our team processes applications fast but carefully. We know you need money quickly after a car accident, so we work with your attorney to review cases within hours. Our underwriters have evaluated thousands of car accident cases and can quickly spot strong claims that deserve funding.
We offer competitive rates with transparent terms. Some funding companies charge hidden fees that reduce the money you receive. We believe in honest pricing where you know exactly what you’ll owe if your case is successful. There are no application fees, processing fees, or other surprise costs.
The Application Process
Applying for car accident legal funding is straightforward and designed with your stress in mind. You can start your application on our website or call our toll-free number to speak with a funding specialist. The initial application takes just minutes and asks for basic information about your accident, injuries, and attorney.
After you submit your application, we contact your attorney to request case details. Your lawyer provides information about how the accident happened, your medical treatment, the other driver’s insurance coverage, and the strength of your claim. We review police reports, medical records, and other case documents to evaluate your funding request.
Most funding decisions are made within 24 hours of receiving complete information from your attorney. If approved, we prepare a simple funding agreement that explains the terms in plain English. You and your attorney can review the agreement before you sign it.
Once you sign the agreement, we transfer your money by direct deposit, wire transfer, or check. Most clients receive their funding within 24 to 48 hours of approval. There are no upfront costs or hidden fees, and you only pay if your case is successful.
What You Can Use Funding For
Car accident legal funding gives you complete flexibility in how you use the money. We don’t restrict how you spend your advance because we know every accident victim’s situation is different. Most of our clients use funding for essential expenses while they recover from their injuries and wait for their case to resolve.
You can use funding to pay medical bills from your accident treatment. This includes emergency room visits, surgery, physical therapy, prescription medications, and ongoing medical care. Keeping up with medical bills is important for your health and your case.
You can also use funding for daily living expenses like rent or mortgage payments, utility bills, groceries, and transportation costs. Car accidents often prevent people from working, making it hard to pay regular bills. Legal funding bridges this gap while you focus on recovery.
Many clients use part of their funding for car repairs or replacement. If your vehicle was damaged in the accident, you need transportation to get to medical appointments and handle daily activities. While the other driver’s insurance should ultimately pay for vehicle damage, funding helps you get back on the road immediately.
Getting Started With Your Car Accident Case
If you’re struggling financially after a car accident, legal funding can provide the relief you need. Don’t let financial pressure force you to accept an unfair settlement offer. With 25 years of experience helping car accident victims, Legal Funding Today has the knowledge and resources to support you through this difficult time.
Contact us today for a free case evaluation. Our funding specialists know the challenges car accident victims face and will work with you and your attorney to secure the funding you deserve. You have nothing to lose and financial stability to gain.
Call Legal Funding Today or visit our website to start your application. We’re here to help you focus on your recovery while we handle your financial needs. Your case deserves the time it takes to reach full value, and we’ll make sure you have the resources to wait for the settlement you deserve.