Getting hurt in an accident can turn your world upside down. Medical bills pile up. You can’t work. Rent is due. Your attorney says your case will take time, but you need money now. Personal injury legal funding gives you access to cash while your case is still pending. This financial support helps you pay bills and cover expenses without pressure to settle your case too quickly.
Personal injury legal funding works differently than regular loans. You don’t need good credit or a job to qualify. The funding company looks at the strength of your legal case, not your bank account. If you lose your case, you owe nothing back. This type of funding is also called pre-settlement funding or lawsuit cash advances.
How Personal Injury Legal Funding Works
The process is simple and fast. You apply online or by phone with basic information about your accident and case. The funding company contacts your attorney to review your case details. They look at police reports, medical records, and other documents to decide if your case has merit. If approved, you can receive money within 24 to 48 hours.
Your attorney works directly with the funding company. You don’t have to gather paperwork or fill out complicated forms. Most applications take just a few minutes to complete. The funding company handles everything else with your lawyer’s office.
The amount you can receive depends on your case value. Most people get between $1,000 and $100,000, but amounts can be higher for serious injury cases. The funding company considers factors like your medical bills, lost wages, and the strength of your claim against the other party.
Types of Personal Injury Cases We Fund
Legal Funding Today provides cash advances for many types of personal injury cases. We help accident victims across the country get money while their cases are pending. Here are the main types of cases we fund:
Car Accident Cases: Auto accidents are the most common personal injury cases. Whether you were hit by another driver, injured in a multi-car crash, or hurt by a drunk driver, we can help. Car accident cases often involve insurance companies that try to delay settlements or make low offers.
Truck Accident Cases: Commercial truck accidents usually cause serious injuries because of the size and weight of these vehicles. These cases can be complex because multiple parties might be responsible – the driver, trucking company, or equipment manufacturer. Truck accident settlements are often large, but they take time to resolve.
Medical Malpractice Cases: When doctors, hospitals, or other medical professionals make mistakes, patients suffer. Medical malpractice cases require expert witnesses and extensive investigation. These cases can take years to resolve, making funding essential for families dealing with ongoing medical expenses.
Slip and Fall Cases: Property owners must keep their premises safe for visitors. When they fail to fix dangerous conditions like wet floors, broken stairs, or poor lighting, people get hurt. Slip and fall cases require proving the property owner knew about the hazard but didn’t fix it.
Product Liability Cases: Defective products can cause serious injuries. Whether it’s a faulty car part, dangerous medication, or unsafe household item, manufacturers can be held responsible. These cases often involve multiple victims and can become class action lawsuits.
Workplace Accidents: Construction sites, factories, and other workplaces can be dangerous. When employers don’t follow safety rules or provide proper equipment, workers get hurt. Some workplace injuries go beyond workers’ compensation and become personal injury lawsuits.
Wrongful Death Cases: Losing a loved one due to someone else’s actions is devastating. Wrongful death cases help families recover financial support for lost income, medical bills, and funeral expenses. These cases are emotionally difficult and financially challenging for surviving family members.
Benefits of Personal Injury Legal Funding
Getting legal funding for your personal injury case provides several important benefits. First, you can pay your bills and take care of your family while waiting for your case to settle. Many accident victims can’t work after their injury, creating financial stress on top of physical pain.
Second, funding gives you negotiation power. Insurance companies often make quick, low settlement offers hoping accident victims will accept because they need money. With funding, you can afford to wait for a fair settlement that covers all your damages.
Third, you can get better medical treatment. Some doctors require payment upfront or stop treatment if bills aren’t paid. Legal funding helps you continue medical care, which improves your health and strengthens your case.
Fourth, funding is completely risk-free. Traditional loans require monthly payments regardless of your situation. With legal funding, you only pay back if you win or settle your case. If you lose, you keep the money with no obligation to repay.
Why Choose Legal Funding Today
Legal Funding Today has been helping personal injury victims for 25 years. We started in the early days of this industry and have built our reputation on fair dealing and transparent terms. Our experience gives us insight into what makes cases successful and how to structure funding that works for our clients.
We are a direct funding company, not a broker. This means we make funding decisions quickly without involving third parties. We also control our rates and terms, keeping costs lower for our clients. Many other companies are brokers who shop your case to multiple funders, causing delays and higher costs.
Our approval process is fast but thorough. We understand you need money quickly, so we work with your attorney to review cases within hours, not days. Our team has seen thousands of personal injury cases and can quickly identify strong claims that deserve funding.
We offer competitive rates with no hidden fees. Some funding companies charge application fees, processing fees, or other costs that reduce the money you receive. We believe in transparent pricing where you know exactly what you’ll owe if your case is successful.
The Application Process
Applying for personal injury legal funding is simple and stress-free. You can start your application online at our website or call our toll-free number to speak with a funding specialist. The initial application takes just a few minutes and asks for basic information about you, your accident, and your attorney.
After you submit your application, we contact your attorney to request case information. Your lawyer provides details about the accident, your injuries, medical treatment, and the parties responsible for your damages. We review police reports, medical records, and other documents to evaluate your case strength.
Most funding decisions are made within 24 hours of receiving information from your attorney. If approved, we prepare a simple funding agreement that explains the terms in plain English. You can review the agreement with your attorney before signing.
Once you sign the agreement, we transfer your money by direct deposit, check, or wire transfer. Most clients receive their funding within 24 to 48 hours of approval. There are no upfront costs or fees to apply, and you only pay if your case is successful.
Understanding Legal Funding Terms
Legal funding is not a traditional loan. It’s a non-recourse cash advance against your future settlement. This means the funding company purchases a portion of your potential case proceeds. If you don’t win or settle your case, you owe nothing back.
The amount you repay depends on how long your case takes to resolve. Most funding agreements charge a simple monthly fee rather than compound interest. This structure is more predictable and usually costs less than traditional lending.
You remain in complete control of your case. The funding company cannot force you to settle or interfere with your attorney’s strategy. All litigation decisions stay with you and your lawyer. The funding company simply waits to be repaid when your case concludes successfully.
Getting Started Today
If you’re struggling financially while waiting for your personal injury case to resolve, legal funding can provide the relief you need. Don’t let financial pressure force you to accept a low settlement offer. With 25 years of experience, Legal Funding Today has the knowledge and resources to help you through this difficult time.
Contact us today for a free case evaluation. Our funding specialists understand the challenges personal injury victims face and will work with you and your attorney to secure the funding you need. You have nothing to lose and financial stability to gain.
Call Legal Funding Today or apply online. We’re here to help you focus on your recovery while we handle your financial needs. Your case deserves the time it takes to reach full value, and we’ll make sure you have the resources to wait for the settlement you deserve.