When a product you trusted causes serious injury, your life can change instantly. Whether it’s a defective medical device, dangerous medication, or faulty consumer product, the consequences can be devastating. Product liability legal funding helps you get money immediately while your attorney fights the manufacturer for the compensation you deserve. This financial support allows you to focus on your recovery and legal case without the stress of mounting bills or pressure to accept a quick settlement.
Product liability legal funding works differently than traditional loans. You don’t need good credit or proof of income to qualify. The funding company evaluates your case based on the strength of your product defect claim, not your personal financial situation. If your case doesn’t win or settle, you owe nothing back. This type of funding is also called pre-settlement funding or lawsuit cash advances.
How Product Liability Legal Funding Works
Getting funding for your product liability case is designed to be simple during an already stressful time. You start by completing a straightforward application online or over the phone. The application asks for basic information about the defective product, your injuries, the manufacturer, and your attorney’s contact information.
After you submit your application, the funding company contacts your attorney to review your case details. They examine product testing reports, FDA warnings, medical records, expert opinions, and other evidence to assess the strength of your product liability claim. This thorough review focuses on the legal merits of your case and the likelihood of proving the product was defective.
Most funding decisions are made within 24 to 48 hours of receiving complete information from your attorney. Speed matters because product liability victims often face immediate financial pressures from expensive medical treatments and inability to work. If approved, you receive a clear funding agreement that explains all terms without legal jargon.
Once you sign the agreement, you typically receive your money within 24 to 48 hours through direct deposit, wire transfer, or expedited check. The amount depends on factors like the severity of your injuries, the strength of evidence against the manufacturer, available insurance coverage, and the estimated value of your potential settlement or jury verdict.
Types of Defective Products We Fund
Legal Funding Today provides financial support for victims of all types of defective product cases across the United States. We help injured people get money quickly so they can pursue justice against powerful manufacturers and corporations. Here are the main types of product liability cases we fund:
Medical Device Defects: Hip implants, knee replacements, pacemakers, IUDs, transvaginal mesh, and other medical devices can fail catastrophically. When medical devices malfunction, they often cause severe complications requiring additional surgeries and long-term treatment. These cases typically involve extensive medical documentation and expert testimony about design flaws or manufacturing defects.
Pharmaceutical Injuries: Dangerous drugs, contaminated medications, and inadequate warning labels can cause serious side effects or death. Pharmaceutical companies must thoroughly test medications and warn patients about risks. These cases often become class action lawsuits when many people suffer similar injuries from the same medication.
Automotive Defects: Faulty brakes, defective airbags, tire blowouts, steering failures, and acceleration problems can cause devastating car accidents. Automotive manufacturers have strict safety standards, and when they cut corners or ignore known defects, innocent people get hurt. These cases may involve recalls and federal investigations.
Consumer Product Failures: Defective appliances, furniture, tools, toys, electronics, and household products can cause fires, explosions, cuts, burns, or poisoning. Manufacturers must design products safely and provide adequate warnings about potential hazards. Children’s products face especially strict safety standards.
Construction Equipment Defects: Power tools, machinery, scaffolding, and safety equipment failures can cause workplace injuries or deaths. Construction workers rely on equipment to function properly in dangerous environments. When equipment fails, the consequences can be catastrophic.
Food and Beverage Contamination: Contaminated food products, toxic chemicals in beverages, and inadequate food safety practices can cause serious illness or death. Food manufacturers must maintain strict quality controls and hygiene standards. When they fail, widespread illness outbreaks can occur.
Chemical and Toxic Exposure: Industrial chemicals, pesticides, cleaning products, and building materials containing asbestos or lead can cause long-term health problems including cancer. These cases often involve delayed symptoms that don’t appear for years after exposure.
Benefits of Product Liability Legal Funding
Getting funding for your product liability case provides several crucial advantages during a challenging time. First, you can afford the best medical care available for your injuries. Product defects often cause unique or severe injuries requiring specialized treatment from experts. Funding ensures you get proper medical care, which improves your health and documents the full extent of your damages.
Second, you can maintain your quality of life while your case progresses. Product liability lawsuits typically take two to four years to resolve because they involve detailed scientific analysis, expert testimony, and discovery of internal company documents. Manufacturers often fight these cases aggressively, knowing they face potentially enormous liability. During this time, you may be unable to work due to your injuries.
Third, funding gives you the power to fight major corporations on equal terms. Product manufacturers have teams of lawyers, unlimited resources, and extensive experience defending these cases. They often make quick, low settlement offers hoping injured victims will accept due to financial pressure. With funding, you can afford to wait for a fair settlement that fully compensates you for your lifetime of damages.
Fourth, funding is completely risk-free. Traditional loans require monthly payments regardless of whether your case succeeds. With product liability legal funding, you only repay if your case results in a settlement or jury verdict. If your case is unsuccessful, you keep the money with no obligation to pay anything back.
Common Product Liability Injuries and Challenges
Product defects can cause virtually any type of injury, often with devastating consequences because people use products trusting they are safe. The nature of these injuries varies widely depending on the type of product and how it fails, but certain patterns emerge in product liability cases.
Medical Device Injuries: Failed implants can cause infection, organ damage, or require multiple revision surgeries. Defective pacemakers can cause heart failure. Transvaginal mesh can cause chronic pain and organ perforation. These injuries often require expensive, ongoing medical treatment and may never fully heal.
Pharmaceutical Side Effects: Dangerous drugs can cause heart attacks, strokes, liver damage, birth defects, or cancer. Some side effects don’t appear for years after taking the medication. Pharmaceutical injuries often affect multiple body systems and require lifelong medical monitoring.
Burn and Fire Injuries: Defective electrical products, appliances, or vehicles can cause severe burns covering large areas of the body. Burn injuries often require multiple surgeries, skin grafts, and extensive rehabilitation. Scarring and disfigurement can cause psychological trauma requiring therapy.
Brain and Spinal Injuries: Defective helmets, car safety systems, or other protective equipment can fail during accidents, causing traumatic brain injuries or paralysis. These catastrophic injuries often require lifetime care and dramatically impact earning capacity.
Chemical Poisoning: Toxic products can cause organ damage, neurological problems, or cancer. Chemical injuries may not show symptoms immediately but can cause progressive health decline requiring ongoing monitoring and treatment.
Product liability cases face unique legal challenges that make funding especially valuable. Manufacturers often claim the product was misused, modified, or that the injury was caused by something else. Proving a product defect requires extensive investigation, expert analysis, and access to internal company documents that manufacturers try to keep secret.
Many product liability cases involve multiple defendants including the manufacturer, distributor, retailer, and component suppliers. Each defendant may have separate insurance and legal counsel, making negotiations complex and time-consuming. Some cases become part of larger multidistrict litigation involving thousands of similar claims.
Manufacturers often have extensive litigation experience and budgets. They hire teams of experts to challenge every aspect of the victim’s claim and may drag out proceedings hoping victims will give up or accept inadequate settlements. Having adequate funding allows victims to match these resources and pursue their cases properly.
The Role of Expert Evidence
Product liability cases rely heavily on expert testimony to prove defects and causation. Engineering experts analyze product design and manufacturing processes. Medical experts explain how injuries resulted from product failures. Scientific experts may test products to demonstrate defects or safety violations.
These experts are expensive but essential for successful product liability cases. A single expert may charge thousands of dollars for analysis and testimony. Complex cases may require multiple experts from different fields. Funding helps attorneys hire the best experts available, which significantly improves the chances of success.
Expert evidence is particularly important because juries need to understand technical concepts about product design, manufacturing processes, and injury causation. Manufacturers will present their own experts to defend the product and challenge the victim’s claims. Having superior expert evidence often determines which side wins.
Why Choose Legal Funding Today
Legal Funding Today has been helping product liability victims for 25 years. We started in the early days of the legal funding industry and have built our reputation on fair treatment and transparent terms. Our extensive experience with product liability cases gives us deep insight into these complex claims and how to structure funding that works for our clients.
We are a direct funding company, which means we make all funding decisions internally without involving brokers or third parties. This allows us to process applications quickly and keep costs lower for our clients. Many other companies are brokers who shop your case to multiple funders, causing delays and additional fees that reduce your advance amount.
Our underwriting team includes professionals with engineering and scientific backgrounds who can properly evaluate complex product liability cases. We work closely with attorneys across the country who specialize in these cases. This technical expertise allows us to understand and support cases that other funders might not appreciate.
We offer competitive rates with no hidden fees or surprise charges. Some funding companies charge application fees, processing fees, or other costs that reduce the money you receive. We believe in honest pricing where you know exactly what you’ll owe if your case is successful. Our goal is to provide maximum financial relief during your most difficult time.
The Application Process
Applying for product liability legal funding is straightforward and designed to minimize stress during an already difficult situation. You can start your application on our website or call our toll-free number to speak directly with a funding specialist who understands product liability cases.
The initial application takes just a few minutes and requires basic information about the defective product, your injuries, the manufacturer, and your legal representation. We ask about the type of product, when and how it failed, what injuries resulted, and what medical treatment you’ve received.
After you submit your application, we contact your attorney to discuss your case in detail. Product liability cases require careful review of technical evidence, expert reports, and medical documentation. Our team works with your attorney to gather the information needed to make an informed funding decision.
We aim to make funding decisions within 24 to 48 hours of receiving complete case information. Product liability victims often face urgent financial pressures from expensive medical treatments and lost income, so we prioritize quick decisions without compromising our thorough review process.
If approved, we prepare a clear funding agreement that you and your attorney can review together. We explain all terms in plain English and answer any questions about repayment obligations. Once you sign the funding agreement, we typically transfer your money within 24 to 48 hours using your preferred method.
Using Your Funding Wisely
Product liability legal funding gives you complete flexibility in how you use the money. We understand that every victim’s situation is unique, and we don’t place restrictions on how you spend your advance. However, most clients use funding for essential expenses while they recover and pursue their legal case.
Many clients use funding to pay for specialized medical care related to their product injuries. This might include surgery to repair damage caused by defective medical devices, experimental treatments for pharmaceutical injuries, or rehabilitation services. Maintaining proper medical care is important for your recovery and strengthens your legal case by documenting ongoing damages.
You can also use funding for daily living expenses like mortgage payments, utilities, groceries, and transportation costs. Product liability injuries often prevent people from working at full capacity or require extended time off for medical appointments and procedures. Funding helps bridge this income gap so you can focus on healing.
Some clients use part of their funding to make their homes safer or more accessible during recovery. This might include installing ramps, grab bars, or other modifications needed due to their injuries. These improvements can prevent additional injuries and demonstrate the practical impact of the defective product.
You might also use funding for family support if your injuries affect your ability to care for dependents. Childcare, eldercare, or assistance with household tasks may be necessary during your recovery period. Funding provides the resources to maintain your family’s well-being during this challenging time.
Long-Term Financial Planning
Product liability injuries often have long-term financial implications that extend well beyond immediate medical costs. Funding can help you plan for future expenses while your case progresses through the legal system.
Consider using part of your funding to consult with financial advisors who understand catastrophic injury cases. They can help you plan for ongoing medical expenses, rehabilitation costs, and modifications needed for permanent disabilities. This planning helps ensure your eventual settlement adequately covers your lifetime needs.
You might also use funding to preserve other assets during your case. Rather than depleting retirement accounts or selling property to pay bills, funding allows you to maintain your financial foundation. This protection is especially important for families dealing with permanent disabilities that will affect future earning capacity.
Getting Started Today
If you’re facing financial hardship while pursuing a product liability case, legal funding can provide the relief you need. Don’t let financial pressure force you to accept an inadequate settlement that doesn’t cover your lifetime damages. With 25 years of experience helping product liability victims, Legal Funding Today has the knowledge and resources to support you through this challenging time.
Contact us today for a free, confidential case evaluation. Our funding specialists understand the unique challenges product liability victims face and will work closely with you and your attorney to secure appropriate funding. You have nothing to lose and financial stability to gain from our risk-free funding program.
Call Legal Funding Today or visit our website to start your application. We’re here to help you focus on your recovery and legal case while we handle your immediate financial needs. Your fight for justice against powerful manufacturers deserves adequate resources, and we’ll make sure you have the financial strength to pursue the full compensation you deserve for your suffering and losses.